What is Usury And How it Perpetuates Slavery

Usury refers to the practice of lending money at excessively high interest rates, typically considered unfair or exploitative. It involves charging exorbitant interest or fees on loans, often to borrowers who are in vulnerable financial situations or have limited access to other forms of credit. Usury is generally associated with predatory lending practices that take advantage of borrowers' desperation or lack of financial resources.

The concept of usury has a long history and has been subject to varying interpretations and moral judgments across different cultures and time periods. Many religious and ethical traditions have historically condemned usury, considering it morally wrong or unethical.

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"Before you borrow, consider how you will repay."

-unknown

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WHAT IS DEBT?

Debt refers to the obligation or responsibility to repay borrowed money, goods, or services to a lender or creditor. It arises when an individual, business, or government borrows funds or incurs a financial obligation with the understanding that it will be repaid, usually with interest, over a specified period.

Debt can take various forms, including loans, credit card balances, mortgages, student loans, and lines of credit. When someone borrows money or uses credit, they enter into a contractual agreement with the lender, committing to repay the borrowed amount within the agreed-upon terms and conditions

HOW USURY CREATES SLAVERY

The relationship between usury and slavery can be viewed through historical, economic, and ethical lenses. Here are a few perspectives on how usury has been associated with creating conditions akin to slavery:

Historical Perspective: Throughout history, there have been instances where individuals or groups in vulnerable financial positions have been exploited through usurious lending practices. In certain circumstances, people who were unable to repay exorbitant interest rates or loan terms have found themselves trapped in cycles of debt bondage, effectively becoming economically enslaved to their creditors.

Economic Perspective: Usurious lending practices can perpetuate economic inequality and social injustice. When individuals or communities are subjected to high-interest rates and exploitative loan terms, their ability to accumulate wealth and break free from financial burdens can be severely hindered. This can create conditions where individuals are trapped in debt and limited in their economic opportunities, akin to a form of economic slavery.

Ethical Perspective: From an ethical standpoint, usury is often condemned as a morally wrong or unjust practice. Charging excessively high interest rates can be seen as taking advantage of others' financial vulnerability and can contribute to a cycle of poverty and dependence. This exploitation of individuals' economic circumstances can be viewed as a form of modern-day economic slavery.

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